Advanced Learner Loan
Unlock your potential with the UK government’s Advanced Learner Loan. Designed for adults aged 19+, this loan covers Level 3–5 qualifications on approved courses. No upfront costs, flexible study, and repayments only when you earn above the threshold.
19+For learners aged 19 and over
L3–5Covers Level 3–5 courses
£0No upfront fees
9%Repay above £27,295

Eligibility
- •19+ years old on the first day of your course
- •Lived in the UK, Channel Islands, or Isle of Man for 3+ years
- •Course with a publicly-funded provider in England
- •Enrolled on an eligible Level 3–6 course
How to Apply
- Book your enrolment appointment at LPC.
- Receive your 'Learning and Funding Information Letter' and guidance.
- Apply online with your personal and course details.
Loan Amounts & Repayment
Loan Amounts
- Maximum loan set by Skills Funding Agency.
- Minimum you can borrow: £300
- If your course costs more than the maximum, you pay the difference.
- You can apply for up to four loans and hold more than one at a time.
Repayment
- Repay 9% of income above £27,295/year.
- Repayments adjust automatically with your income.
- Example: If you earn £2,500/month, you repay about £20/month.
- Learn more about repayments
Why Attendance & Professionalism Matter
Academic Success
Consistent attendance at online lessons and tutorials helps you keep up with course material and submit assignments on time.
Building Professionalism
Punctuality and meeting deadlines are valued by employers. College attendance and timely submissions help you develop these habits.
Accountability & Responsibility
Regular attendance and meeting deadlines foster accountability and responsibility—traits essential for personal, academic, and professional growth.